Mô tả

Digital banking is the automation of traditional banking services through a digital platform. There are many advantages to digitally-enabled banking, not just for the user, but also for banks

Financial institutions offering their services online with digital banking do away with tedious paperwork like cheques, demand drafts, and pay slips.

Digitally-enabled banks allow users to access all banking services 24×7 without the need to personally visit the bank branch – all you need is a mobile phone or a computer!

Internet banking, also known as online banking, e-banking or virtual banking, is an electronic payment system that enables customers of a bank or other financial institution to conduct a range of financial transactions through the financial institution's website.

Digital banking offers you a more personalised banking experience. Unlike typical banks' cookie-cutter features, digital banking may offer features like bill payment reminders, personalised budgets, money management, big purchase savings, and so on.

Since a lot of processes are automated with the help of digital banking, a lot of these services can result in reducing certain banking fees like transaction fees and maintenance fees.

Benefits of Digital Banking

  • Efficiency and convenience

  • Improved usability

  • Cost Saving

  • More collaboration with banks

  • Personalized services

  • Variety of features

Digital Banking Risks

  • Information and Cyber-security Risk

  • Operational Risk

  • Personal Conduct Risk

  • Technology Stability and Resilience Risk

  • Regulatory Risk

  • Third-party Risk

  • Money Laundering Risk


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17 sections

Introduction

1 lectures
Introduction
00:19

Types of cards

10 lectures
Forex cards
04:47
Advantages of forex cards
03:16
Prepaid card
05:02
Prepaid card_2
09:13
Charge card
02:54
Commercial Card
05:07
Ghost card
03:47
Payroll card
01:25
EMV card
02:06
EMV card faq
01:56

POS

2 lectures
POS terminals
08:02
POS FAQ
06:01

QR Payments

2 lectures
QR Code payment
09:10
QR Code FAQ
01:50

Voice banking

5 lectures
Introduction
03:10
Examples of voice banking
02:02
Artificial Intelligence and Chatgpt
03:14
Virtual Assistant in banking industry
01:49
Disadvantages of Chatgpt in banking industry
02:22

Card on file transactions( COFT)

2 lectures
COFT-Introduction
05:44
COFT FAQ
01:25

CBDC-Central bank digital currency

5 lectures
Introduction
05:56
Types of CBDC
04:19
Different Models of CBDC
03:03
More features of CBDC
04:40
FAQ on CBDC
02:06

Merchant Discount Rate_MDR

6 lectures
Merchant Discount Rate(MDR)
02:08
Interchange Fees
05:48
Chargeback_1
06:00
Chargeback _2
04:40
High Risk Merchant Account
04:12
Merchant category code_MCC
04:34

PCI DSS

3 lectures
Introduction
03:58
PCI DSS 2
05:05
FAQ
05:00

Cross Border Payments

2 lectures
Introduction
02:21
Types of cross border payments
07:58

ISO 20022 vs ISO 8583

3 lectures
ISO 20022
03:26
ISO 8583
01:10
ISO 20022 vs ISO 8583
01:26

Digital Banking Frauds

5 lectures
Phishing,Vishing
03:50
Juice Jacking,Skimming,Sim cloning
08:14
Lottery Fraud,Online Job Fraud,fake Advertisement,SMS Scam
05:19
MLM Scheme,Fradulent Loans
04:57
New case study_Phishing
02:53

Payments around the world

20 lectures
Fedwire and Fednow -USA
04:07
ACH-USA
02:32
ACH FAQ
00:54
BACS and SEPA
05:19
SEPA FAQ
03:06
NACH India
02:38
NACH FAQ
02:29
MPESA Africa
04:18
Mpesa FAQ
01:48
UPI India
06:01
SWIFT GPI
02:33
New Payments Platform (NPP)-Australia FPS
02:28
FAST and Paynow Singapore
05:19
PIX brazil
03:22
Pesalink Kenya
01:56
NIBSS Nigeria (NIP)
03:47
Prompt Pay Thailand
02:57
RPP Malaysia
06:19
Fawri + Bahrain
04:28
Chile FPS
02:36

Latest technologies

1 lectures
IOT(Internet of things) and Digital banking
04:32

Case Study_Digital banking in India

19 lectures
Introduction
03:08
India Payment Systems
04:12
IDRBT-Institute for Development and Research in Banking
01:29
IFTAS-Indian Financial Technology & Allied Services
02:05
CCIL-Clearing Corporation of India Limited
02:16
NPCI-National Payments Corporation of India
04:46
Cheque truncation system_CTS
03:27
INFINET
01:27
SFMS-Structured Financial Messaging System
01:55
NACH-National Automated Clearing House
03:29
Contactless cards
03:07
NETC and FASTAG
02:10
E money
02:20
APBS-Aadhaar Payments Bridge System
02:26
E mandate
01:30
Settlement process
01:47
TPAP-Third Party Application Providers
02:37
Money Transfer Service Scheme-MTSS
02:06
Bharat Bill Payment System -BBPS
01:43

Card Terminologies

4 lectures
Card Terminolgies-1
05:16
Card Terminolgies-2
07:00
Card terminolgies-3
05:31
Card Processing Fees
06:03

Acronyms

2 lectures
Acronyms-1
04:23
Acronyms-2
09:56

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